Cash-flow problems? Try deferred payment.

Although not technically a way to save money on college, a deferred payment or financing plan can alleviate the stress of paying a lump sum tuition payment each semester. I thought you should know that at some colleges, you have this option.

Some colleges offer financing options that allow you to pay tuition on a monthly or bimonthly basis. There are also many schools that offer deferred payment plans. Talk to your financial aid office and see if your college has these payment options. They are perfect if you have unreliable cash flow, you're having school credits paid for by an employer, or you cannot qualify for need-based financial aid.